Blood antibody screen
Facility: Watsonville Community Hospital
Billing Code: 86850 (CPT)
- CPT Billing Code: 86850
- Insurance Median: $540
- Cash Discount Price: $542
- vs. Medicare Baseline: 10.14x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 1014% of the Medicare baseline (a markup of 914%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| California Childrens Srvs | $4 | 8% |
| Medi-Cal/Eds | $4 | 8% |
| Ccs/Monterey County | $4 | 8% |
| Medi-Cal E.R. | $4 | 8% |
| Well Path | $4 - $903 | 8% |
| Healthy Families | $4 - $31 | 8% |
| Medicaid / KanCare | $4 | 8% |
| Alliance/Sccho | $4 | 8% |
| Blue Shield PPO | $10 - $31 | 19% |
| Kemper Group Workers Comp | $10 | 19% |
| Secure Horizons | $10 | 19% |
| Travelers Insurance | $10 - $903 | 19% |
| Secure Horizons Dign HMO | $10 - $181 | 19% |
| Tricare | $10 | 19% |
| Pinnacle Healthcare Uc | $10 | 19% |
| Fireman's Fund Work Comp | $10 | 19% |
| U.S. Dept. of Labor | $10 | 19% |
| Liberty Mutual Work Comp | $10 | 19% |
| Gallagher Bassett Svcs | $10 | 19% |
| Keenan & Assoc Work Comp | $10 | 19% |
| Ace-Usa | $10 | 19% |
| Alignment Health Plan | $10 | 19% |
| Republic Idemnity W/Comp | $10 | 19% |
| Hartford Workers' Comp | $10 | 19% |
| Workers Comp | $10 | 19% |
| Veterans Administration | $10 | 19% |
| Medicare (plans) | $10 | 19% |
| Health Net of California | $10 - $566 | 19% |
| UnitedHealthcare | $10 - $542 | 19% |
| Beta Healthcare Group | $10 | 19% |
| Crawford & Co | $10 | 19% |
| Nx Health Network | $10 | 19% |
| Miscellaneous Work Comp | $10 | 19% |
| Fleming & Associates | $10 | 19% |
| Western Growers Work Comp | $10 | 19% |
| Ufcw/Valley Clerks | $31 | 58% |
| United Agriculture | $31 | 58% |
| Bs Employee | $31 | 58% |
| Carpenters H&W Trust | $72 - $804 | 135% |
| Claims Management Wc | $72 - $804 | 135% |
| Monterey Bay Pub Emp Trst | $72 - $804 | 135% |
| Robert Kennedy/Ccn | $72 - $804 | 135% |
| Pinnacle Claims Tpa/Bc | $72 - $804 | 135% |
| Laborers Health & Welfare | $72 - $804 | 135% |
| Sheet Metal Workers | $72 - $804 | 135% |
| Western Growers Trust/Bc | $72 - $804 | 135% |
| Blue Cross Blue Shield | $72 - $804 | 135% |
| Delta Health Systems | $72 - $804 | 135% |
| Teamsters Benefit Trust | $72 - $804 | 135% |
| City of Wats/Pinnacle Clm | $72 - $804 | 135% |
| State Compensation Fund | $72 - $804 | 135% |
| Operating Engineers | $72 - $804 | 135% |
| Calif Ironworkers Field | $72 - $804 | 135% |
| Victim Compensation Plan | $162 - $903 | 304% |
| Medicruz | $162 | 304% |
| Blue Shield HMO | $181 | 340% |
| Pacificare HMO | $181 - $542 | 340% |
| Cigna | $181 - $632 | 340% |
| Health Net Pmg HMO | $181 - $566 | 340% |
| Aetna | $181 - $740 | 340% |
| Great-West/Phcs | $181 - $632 | 340% |
| Western Health Advantage | $451 | 847% |
| Self Pay | $542 | 1018% |
| Health Net Smartcare Netw | $542 | 1018% |
| Pacificare PPO | $542 | 1018% |
| Health Net Canopycare HMO | $566 | 1063% |
| Health Net Blue and Gold | $566 | 1063% |
| Adventist Risk Management | $632 - $722 | 1187% |
| Transwestern | $632 - $722 | 1187% |
| Geha (Ccn) | $632 - $722 | 1187% |
| First Health | $632 - $722 | 1187% |
| Multiplan Inc PPO | $704 | 1322% |
| Private Healthcare System | $704 | 1322% |
| Coastal Healthcare Admin | $767 - $812 | 1441% |
| Salinas Valley Mem Hops | $767 | 1441% |
| Miscellaneous Insurance | $903 | 1696% |
| Zenith National Ins | $903 | 1696% |
| Farmers Insurance | $903 | 1696% |
| Humana | $903 | 1696% |
| Allstate | $903 | 1696% |
| Wholesale Beer Distributo | $903 | 1696% |
| Bankers Life & Casualty | $903 | 1696% |
| North Calif Bakery Driver | $903 | 1696% |
| State Farm Ins | $903 | 1696% |
| Apwu Health Plan | $903 | 1696% |
| Prucare Pmg HMO | $903 | 1696% |
| Sutter Health Plus | $903 | 1696% |
| Physicians Mutual | $903 | 1696% |
| United Administrative | $903 | 1696% |
| Aarp | $903 | 1696% |
| Aaa | $903 | 1696% |
| Miscellaneous Auto | $903 | 1696% |
| Prucare Pmg POS | $903 | 1696% |