CMS Price Transparency Data

Trauma team activation

Facility: St Francis Hospital

Billing Code: G0390 (HCPCS)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: G0390
Insurance Median: $2,652
Cash Discount Price: $4,924
vs. Medicare Baseline: 1.95x Medicare

The contracted insurance negotiated median rate for a Trauma team activation at St Francis Hospital is $2,652. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $4,924. Compared to the federal Medicare reimbursement reference rate of $1,361.78, this hospital’s rate is 1.95x the Medicare baseline. Located in 7Th and Clayton Sts, Wilmington, DE.

Cash / Self-Pay

$4,924

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,652

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$1,361.78

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $1,361.78 (100%)

Cash / Self-Pay: $4,924 (362%)

Insurance Median: $2,652 (195%)

Cash: $4,924 (362% of Medicare)

Ins. Median: $2,652 (195% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $1,361.78 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Meritain	$2,273	167%
Trustmark Small Business Benefits	$2,273	167%
Aetna	$2,273	167%
Blue Shield - Wa (Regence)	$2,349	172%
Blue Shield - Ny Highmark Northeastern	$2,349	172%
Blue Care Network	$2,349	172%
Blue Benefit Administrators of Massachusetts	$2,349	172%
Blue Shield - Ca	$2,349	172%
Blue Shield - Ny Highmark Western	$2,349	172%
Blue Shield - PA (Highmark)	$2,349	172%
Blue Shield - Id (Regence)	$2,349	172%
Blue Cross Blue Shield	$2,349 - $7,353	172%
Blue Distinction Transplant	$2,349	172%
Medicaid / KanCare	$2,652	195%
Cigna	$4,690	344%
Three Rivers Provider Network	$7,197	528%
Devon Health Services	$7,197	528%
Prime Health Services	$7,197	528%
Wc Corvel	$7,197	528%
Galaxy Health Network	$7,197	528%
Multiplan	$7,197	528%
UnitedHealthcare	$7,273	534%
Geha	$7,273	534%
Amerihealth	$7,353	540%
Delaware First Health	$7,697	565%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $4,924.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify HCPCS Code matches exactly: G0390.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Francis Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for HCPCS code G0390.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.