CMS Price Transparency Data

Office visit, established patient (20-29 min)

Facility: Kona Community Hospital

Billing Code: 99213 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99213
Insurance Median: $69
Cash Discount Price: $276
vs. Medicare Baseline: 0.72x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (20-29 min) at Kona Community Hospital is $69. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $276. Compared to the federal Medicare reimbursement reference rate of $95.19, this hospital’s rate is 0.72x the Medicare baseline. Located in 79-1019 Haukapila Street, Kealakekua, HI.

Cash / Self-Pay

$276

Average discount available for prompt cash payment at this facility.

Insurance Median

$69

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$95.19

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $95.19 (100%)

Cash / Self-Pay: $276 (290%)

Insurance Median: $69 (72%)

Cash: $276 (290% of Medicare)

Ins. Median: $69 (72% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $95.19 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$36 - $67	38%
Hawaii Western Management Group	$42 - $464	44%
Alohacare	$58 - $67	61%
Hawaii Medical Service Association	$58 - $67	61%
Ohana Health Plan	$58 - $67	61%
Devoted Health	$63	66%
Ohana	$65 - $72	68%
Hmsa	$65	68%
Kaiser	$65	68%
Humana	$65	68%
Kaiser Permanente	$69 - $307	72%
Health Management Network	$157 - $415	165%
University Health Alliance	$309 - $356	325%
Mdx Hawaii	$411 - $473	432%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $276.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99213.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Kona Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99213.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.