CMS Price Transparency Data

Hospital observation (per hour)

Facility: Rush Memorial Hospital

Billing Code: G0378 (HCPCS)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: G0378
Insurance Median: $88
Cash Discount Price: $103
vs. Medicare Baseline: N/A Medicare

The contracted insurance negotiated median rate for a Hospital observation (per hour) at Rush Memorial Hospital is $88. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $103. Compared to the federal Medicare reimbursement reference rate of N/A, this hospital’s rate is N/A the Medicare baseline. Located in 1300 N Main St, Rushville, IN.

Cash / Self-Pay

$103

Average discount available for prompt cash payment at this facility.

Insurance Median

$88

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

N/A

Standard federal government reimbursement rate for this code.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Health Net	$29 - $44	N/A
Humana	$30 - $138	N/A
UnitedHealthcare	$30 - $120	N/A
Aetna	$30 - $138	N/A
Caresource McR Adv	$30 - $46	N/A
My True Advantage - All Plans	$30 - $46	N/A
Viant Beech St McR Adv	$31 - $48	N/A
Blue Cross Blue Shield	$31 - $110	N/A
Today's Option McR Adv-All Plans	$31 - $48	N/A
Caresource Marketplace-All Other Plans	$48 - $74	N/A
Phcs-All Plans	$78 - $120	N/A
Cigna	$78 - $120	N/A
Consumers Life Ins-All Plans	$88 - $135	N/A
Coventry/First Health-All Plans	$88 - $135	N/A
Sagamore-All Plans	$90 - $138	N/A
Siho-All Plans	$90 - $138	N/A
Multiplan-All Plans	$91 - $139	N/A
Community Health Alliance-All Plans	$92 - $141	N/A
Encore Health Services-All Plans	$95 - $147	N/A

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $103.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify HCPCS Code matches exactly: G0378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Rush Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for HCPCS code G0378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.