CMS Price Transparency Data

Hospital observation (per hour)

Facility: Deaconess Henderson Hospital

Billing Code: G0378 (HCPCS)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: G0378
Insurance Median: $78
Cash Discount Price: $39
vs. Medicare Baseline: N/A Medicare

The contracted insurance negotiated median rate for a Hospital observation (per hour) at Deaconess Henderson Hospital is $78. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $39. Compared to the federal Medicare reimbursement reference rate of N/A, this hospital’s rate is N/A the Medicare baseline. Located in 1305 N Elm St, Henderson, KY.

Cash / Self-Pay

$39

Average discount available for prompt cash payment at this facility.

Insurance Median

$78

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

N/A

Standard federal government reimbursement rate for this code.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$13 - $230	N/A
UnitedHealthcare	$13 - $186	N/A
Medicaid / KanCare	$13 - $47	N/A
Humana	$13 - $190	N/A
Mytru Advantage	$19 - $69	N/A
Ky Racing Health & Welfare Fund	$19 - $69	N/A
Self-Pay	$20 - $71	N/A
Alliance Coal	$32 - $115	N/A
Encircle/Encore Prime	$33 - $128	N/A
One Care	$33 - $118	N/A
Iu Health Plans	$34 - $121	N/A
Encircle/Encore Combined	$37 - $137	N/A
Center Care Narrow	$38 - $135	N/A
Claimdoc	$40 - $142	N/A
Hstechnology	$40 - $142	N/A
Center Care Open Access	$41 - $147	N/A
Cigna	$42 - $152	N/A
Amish and Mennonite of Western Ky	$46 - $164	N/A
Healthlink	$50 - $178	N/A
Webster County Detention Center	$53 - $190	N/A
Coventry National Network	$53 - $190	N/A
First Health Network (Coventry)	$56 - $201	N/A
Sagamore	$58 - $209	N/A
Phcs/Multiplan	$59 - $213	N/A
Henderson County Detention Center	$59 - $213	N/A
Blue Cross Blue Shield	$1,846 - $2,308	N/A

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $39.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify HCPCS Code matches exactly: G0378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Deaconess Henderson Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for HCPCS code G0378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.