Blood test, basic metabolic panel
Facility: Northern Louisiana Medical Center
Billing Code: 80048 (CPT)
- CPT Billing Code: 80048
- Insurance Median: $272
- Cash Discount Price: $214
- vs. Medicare Baseline: 32.15x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $8.46 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 3215% of the Medicare baseline (a markup of 3115%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Golden Rule Ins | $7 - $233 | 83% |
| Tricare | $7 - $8 | 83% |
| UnitedHealthcare | $7 - $233 | 83% |
| Champus | $7 | 83% |
| Champva | $7 | 83% |
| Aetna | $8 - $233 | 95% |
| Mutual of Omaha | $8 | 95% |
| Medicare (plans) | $8 | 95% |
| Gulf South Services | $8 | 95% |
| Humana | $8 - $61 | 95% |
| Vantage Advantage | $8 | 95% |
| Blue Cross Blue Shield | $8 - $56 | 95% |
| Medicaid / KanCare | $8 - $388 | 95% |
| Veterans Evaluation Svcs | $8 | 95% |
| VA | $8 | 95% |
| Vantage Health Plan Ppaca | $16 | 189% |
| Vantage Health Plan | $17 | 201% |
| First Health | $18 - $330 | 213% |
| Verity Healthnet | $190 | 2246% |
| Cigna | $194 | 2293% |
| Kaiser Permanente | $194 | 2293% |
| Gilsbar | $214 | 2530% |
| Self Pay | $214 | 2530% |
| Geha | $311 - $369 | 3676% |
| Multiplan | $330 | 3901% |
| PHCS | $330 | 3901% |
| Workers Compensation | $350 | 4137% |
| Work Comp Nlmc Emp | $350 | 4137% |
| Work Comp City of Ruston | $350 | 4137% |
| Work Comp First Health | $350 | 4137% |
| Hospice of Caring Hearts | $388 | 4586% |
| Washington National Ins | $388 | 4586% |
| Misc Commercial | $388 | 4586% |
| Aflc American Family Life | $388 | 4586% |
| Nalc Natl Assoc Ltr Carri | $388 | 4586% |
| Ruston Regional Specialty | $388 | 4586% |
| Liberty Healthshare | $388 | 4586% |
| Premier Hospice | $388 | 4586% |
| The Hartford | $388 | 4586% |
| Physicians Mutual Ins | $388 | 4586% |
| Specialty Hosp of Winnfie | $388 | 4586% |
| Crime Victims Compensatio | $388 | 4586% |
| Liberty Mutual Group | $388 | 4586% |
| State Mutual Ins | $388 | 4586% |
| Ima Insurance | $388 | 4586% |
| Healthfirst Tpa | $388 | 4586% |
| Aarp | $388 | 4586% |
| Industrial Accounts | $388 | 4586% |
| Ltu Student Ins Bollinger | $388 | 4586% |
| Gsu Athletics | $388 | 4586% |
| Us Dept of Labor | $388 | 4586% |
| Nalc Health Benefit Plan | $388 | 4586% |
| McR American Hlth Adv | $388 | 4586% |
| State Farm Insurance | $388 | 4586% |
| Newera | $388 | 4586% |
| Lin Parish Detention | $388 | 4586% |
| Lifecare Specialty Hosp | $388 | 4586% |
| Equitable | $388 | 4586% |
| United Teachers Ins | $388 | 4586% |
| Protective Life Ins | $388 | 4586% |
| Union Fidelity Life Ins | $388 | 4586% |
| Sterling Investors Life | $388 | 4586% |
| Lincoln Kidney Center | $388 | 4586% |
| Principal Mutual Life Ins | $388 | 4586% |
| Bankers Life and Casualty | $388 | 4586% |
| Gmp Employers Retiree Tru | $388 | 4586% |
| Fox Everett Inc | $388 | 4586% |
| Benefit Trust Life | $388 | 4586% |
| Union Bankers Insurance C | $388 | 4586% |
| United American | $388 | 4586% |
| Nlmc Community Services | $388 | 4586% |
| Ltu Athletics | $388 | 4586% |
| Guarantee Trust Life Ins | $388 | 4586% |
| Mva Insurance Payors | $388 | 4586% |
| Apwu Health Plan | $388 | 4586% |
| American Life Accident | $388 | 4586% |