CMS Price Transparency Data

Blood test, calcium

Facility: Northern Louisiana Medical Center

Billing Code: 82310 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82310
Insurance Median: $166
Cash Discount Price: $130
vs. Medicare Baseline: 32.17x Medicare

The contracted insurance negotiated median rate for a Blood test, calcium at Northern Louisiana Medical Center is $166. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $130. Compared to the federal Medicare reimbursement reference rate of $5.16, this hospital’s rate is 32.17x the Medicare baseline. Located in 401 East Vaughn Avenue, Ruston, LA.

Cash / Self-Pay

$130

Average discount available for prompt cash payment at this facility.

Insurance Median

$166

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5.16

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.16 (100%)

Cash / Self-Pay: $130 (2519%)

Insurance Median: $166 (3217%)

Cash: $130 (2519% of Medicare)

Ins. Median: $166 (3217% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.16 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 3217% of the Medicare baseline (a markup of 3117%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$4 - $142	78%
Tricare	$4 - $5	78%
Champus	$4	78%
Champva	$4	78%
Golden Rule Ins	$4 - $142	78%
Blue Cross Blue Shield	$5 - $34	97%
VA	$5	97%
Medicaid / KanCare	$5 - $236	97%
Medicare (plans)	$5	97%
Vantage Advantage	$5	97%
Mutual of Omaha	$5	97%
Aetna	$5 - $142	97%
Veterans Evaluation Svcs	$5	97%
Gulf South Services	$5	97%
Humana	$5 - $37	97%
Vantage Health Plan	$10	194%
Vantage Health Plan Ppaca	$10	194%
First Health	$11 - $201	213%
Verity Healthnet	$116	2248%
Kaiser Permanente	$118	2287%
Cigna	$118	2287%
Gilsbar	$130	2519%
Self Pay	$130	2519%
Geha	$189 - $225	3663%
Multiplan	$201	3895%
PHCS	$201	3895%
Work Comp Nlmc Emp	$213	4128%
Work Comp First Health	$213	4128%
Workers Compensation	$213	4128%
Work Comp City of Ruston	$213	4128%
Aarp	$236	4574%
McR American Hlth Adv	$236	4574%
Gsu Athletics	$236	4574%
Nalc Health Benefit Plan	$236	4574%
Benefit Trust Life	$236	4574%
Liberty Healthshare	$236	4574%
Union Fidelity Life Ins	$236	4574%
Liberty Mutual Group	$236	4574%
Hospice of Caring Hearts	$236	4574%
Fox Everett Inc	$236	4574%
Misc Commercial	$236	4574%
State Mutual Ins	$236	4574%
Crime Victims Compensatio	$236	4574%
Ima Insurance	$236	4574%
Us Dept of Labor	$236	4574%
Equitable	$236	4574%
Ltu Student Ins Bollinger	$236	4574%
The Hartford	$236	4574%
Sterling Investors Life	$236	4574%
Mva Insurance Payors	$236	4574%
Washington National Ins	$236	4574%
Lin Parish Detention	$236	4574%
Specialty Hosp of Winnfie	$236	4574%
Ruston Regional Specialty	$236	4574%
Healthfirst Tpa	$236	4574%
American Life Accident	$236	4574%
Industrial Accounts	$236	4574%
Aflc American Family Life	$236	4574%
Principal Mutual Life Ins	$236	4574%
Union Bankers Insurance C	$236	4574%
Protective Life Ins	$236	4574%
Gmp Employers Retiree Tru	$236	4574%
Newera	$236	4574%
United American	$236	4574%
Bankers Life and Casualty	$236	4574%
United Teachers Ins	$236	4574%
Nalc Natl Assoc Ltr Carri	$236	4574%
Nlmc Community Services	$236	4574%
Lincoln Kidney Center	$236	4574%
Guarantee Trust Life Ins	$236	4574%
Premier Hospice	$236	4574%
Apwu Health Plan	$236	4574%
Lifecare Specialty Hosp	$236	4574%
State Farm Insurance	$236	4574%
Physicians Mutual Ins	$236	4574%
Ltu Athletics	$236	4574%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $130.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82310.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Northern Louisiana Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82310.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.