Blood test, creatinine (kidney)
Facility: Northern Louisiana Medical Center
Billing Code: 82565 (CPT)
- CPT Billing Code: 82565
- Insurance Median: $165
- Cash Discount Price: $129
- vs. Medicare Baseline: 32.23x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $5.12 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 3223% of the Medicare baseline (a markup of 3123%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| UnitedHealthcare | $4 - $141 | 78% |
| Champus | $4 | 78% |
| Champva | $4 | 78% |
| Golden Rule Ins | $4 - $141 | 78% |
| Tricare | $4 - $5 | 78% |
| Vantage Advantage | $5 | 98% |
| VA | $5 | 98% |
| Veterans Evaluation Svcs | $5 | 98% |
| Medicaid / KanCare | $5 - $235 | 98% |
| Aetna | $5 - $141 | 98% |
| Medicare (plans) | $5 | 98% |
| Humana | $5 - $37 | 98% |
| Mutual of Omaha | $5 | 98% |
| Gulf South Services | $5 | 98% |
| Blue Cross Blue Shield | $5 - $34 | 98% |
| Vantage Health Plan Ppaca | $10 | 195% |
| Vantage Health Plan | $10 | 195% |
| First Health | $11 - $200 | 215% |
| Verity Healthnet | $115 | 2246% |
| Kaiser Permanente | $118 | 2305% |
| Cigna | $118 | 2305% |
| Self Pay | $129 | 2520% |
| Gilsbar | $129 | 2520% |
| Geha | $188 - $223 | 3672% |
| Multiplan | $200 | 3906% |
| PHCS | $200 | 3906% |
| Work Comp City of Ruston | $212 | 4141% |
| Work Comp First Health | $212 | 4141% |
| Workers Compensation | $212 | 4141% |
| Work Comp Nlmc Emp | $212 | 4141% |
| Ima Insurance | $235 | 4590% |
| Union Bankers Insurance C | $235 | 4590% |
| Sterling Investors Life | $235 | 4590% |
| Physicians Mutual Ins | $235 | 4590% |
| Bankers Life and Casualty | $235 | 4590% |
| Nalc Natl Assoc Ltr Carri | $235 | 4590% |
| Benefit Trust Life | $235 | 4590% |
| Newera | $235 | 4590% |
| Ltu Athletics | $235 | 4590% |
| American Life Accident | $235 | 4590% |
| Specialty Hosp of Winnfie | $235 | 4590% |
| Principal Mutual Life Ins | $235 | 4590% |
| Lincoln Kidney Center | $235 | 4590% |
| State Farm Insurance | $235 | 4590% |
| Us Dept of Labor | $235 | 4590% |
| Equitable | $235 | 4590% |
| Aflc American Family Life | $235 | 4590% |
| Liberty Healthshare | $235 | 4590% |
| Protective Life Ins | $235 | 4590% |
| Crime Victims Compensatio | $235 | 4590% |
| Guarantee Trust Life Ins | $235 | 4590% |
| Industrial Accounts | $235 | 4590% |
| Mva Insurance Payors | $235 | 4590% |
| Lin Parish Detention | $235 | 4590% |
| Premier Hospice | $235 | 4590% |
| Gmp Employers Retiree Tru | $235 | 4590% |
| Gsu Athletics | $235 | 4590% |
| Nlmc Community Services | $235 | 4590% |
| United Teachers Ins | $235 | 4590% |
| Ruston Regional Specialty | $235 | 4590% |
| Liberty Mutual Group | $235 | 4590% |
| Ltu Student Ins Bollinger | $235 | 4590% |
| Union Fidelity Life Ins | $235 | 4590% |
| Lifecare Specialty Hosp | $235 | 4590% |
| Hospice of Caring Hearts | $235 | 4590% |
| McR American Hlth Adv | $235 | 4590% |
| Nalc Health Benefit Plan | $235 | 4590% |
| Washington National Ins | $235 | 4590% |
| State Mutual Ins | $235 | 4590% |
| Healthfirst Tpa | $235 | 4590% |
| Aarp | $235 | 4590% |
| United American | $235 | 4590% |
| Apwu Health Plan | $235 | 4590% |
| The Hartford | $235 | 4590% |
| Fox Everett Inc | $235 | 4590% |
| Misc Commercial | $235 | 4590% |