Blood test, urea nitrogen (BUN, kidney)
Facility: Northern Louisiana Medical Center
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $127
- Cash Discount Price: $100
- vs. Medicare Baseline: 32.15x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 3215% of the Medicare baseline (a markup of 3115%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Champva | $3 | 76% |
| Champus | $3 | 76% |
| Tricare | $3 - $4 | 76% |
| UnitedHealthcare | $3 - $109 | 76% |
| Golden Rule Ins | $3 - $109 | 76% |
| Veterans Evaluation Svcs | $4 | 101% |
| Aetna | $4 - $109 | 101% |
| Medicare (plans) | $4 | 101% |
| Humana | $4 - $28 | 101% |
| Medicaid / KanCare | $4 - $181 | 101% |
| Vantage Advantage | $4 | 101% |
| Blue Cross Blue Shield | $4 - $26 | 101% |
| Mutual of Omaha | $4 | 101% |
| VA | $4 | 101% |
| Gulf South Services | $4 | 101% |
| First Health | $8 - $154 | 203% |
| Vantage Health Plan | $8 | 203% |
| Vantage Health Plan Ppaca | $8 | 203% |
| Verity Healthnet | $89 | 2253% |
| Cigna | $90 | 2278% |
| Kaiser Permanente | $90 | 2278% |
| Gilsbar | $100 | 2532% |
| Self Pay | $100 | 2532% |
| Geha | $145 - $172 | 3671% |
| Multiplan | $154 | 3899% |
| PHCS | $154 | 3899% |
| Workers Compensation | $163 | 4127% |
| Work Comp Nlmc Emp | $163 | 4127% |
| Work Comp City of Ruston | $163 | 4127% |
| Work Comp First Health | $163 | 4127% |
| United Teachers Ins | $181 | 4582% |
| Union Bankers Insurance C | $181 | 4582% |
| Washington National Ins | $181 | 4582% |
| Liberty Healthshare | $181 | 4582% |
| Protective Life Ins | $181 | 4582% |
| Aarp | $181 | 4582% |
| Liberty Mutual Group | $181 | 4582% |
| Fox Everett Inc | $181 | 4582% |
| Nalc Health Benefit Plan | $181 | 4582% |
| Lifecare Specialty Hosp | $181 | 4582% |
| Gsu Athletics | $181 | 4582% |
| Ima Insurance | $181 | 4582% |
| Premier Hospice | $181 | 4582% |
| Guarantee Trust Life Ins | $181 | 4582% |
| Hospice of Caring Hearts | $181 | 4582% |
| Equitable | $181 | 4582% |
| Apwu Health Plan | $181 | 4582% |
| Gmp Employers Retiree Tru | $181 | 4582% |
| United American | $181 | 4582% |
| Industrial Accounts | $181 | 4582% |
| Newera | $181 | 4582% |
| McR American Hlth Adv | $181 | 4582% |
| Lin Parish Detention | $181 | 4582% |
| Crime Victims Compensatio | $181 | 4582% |
| Ltu Athletics | $181 | 4582% |
| Ltu Student Ins Bollinger | $181 | 4582% |
| Specialty Hosp of Winnfie | $181 | 4582% |
| Benefit Trust Life | $181 | 4582% |
| Healthfirst Tpa | $181 | 4582% |
| Aflc American Family Life | $181 | 4582% |
| Union Fidelity Life Ins | $181 | 4582% |
| Us Dept of Labor | $181 | 4582% |
| Misc Commercial | $181 | 4582% |
| American Life Accident | $181 | 4582% |
| State Mutual Ins | $181 | 4582% |
| Ruston Regional Specialty | $181 | 4582% |
| Sterling Investors Life | $181 | 4582% |
| Bankers Life and Casualty | $181 | 4582% |
| Lincoln Kidney Center | $181 | 4582% |
| The Hartford | $181 | 4582% |
| State Farm Insurance | $181 | 4582% |
| Principal Mutual Life Ins | $181 | 4582% |
| Mva Insurance Payors | $181 | 4582% |
| Physicians Mutual Ins | $181 | 4582% |
| Nlmc Community Services | $181 | 4582% |
| Nalc Natl Assoc Ltr Carri | $181 | 4582% |