Culture, bacterial
Facility: Northern Louisiana Medical Center
Billing Code: 87070 (CPT)
- CPT Billing Code: 87070
- Insurance Median: $303
- Cash Discount Price: $238
- vs. Medicare Baseline: 35.15x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $8.62 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 3515% of the Medicare baseline (a markup of 3415%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Champva | $7 | 81% |
| UnitedHealthcare | $7 - $260 | 81% |
| Golden Rule Ins | $7 - $260 | 81% |
| Tricare | $7 - $8 | 81% |
| Champus | $7 | 81% |
| Veterans Evaluation Svcs | $9 | 104% |
| VA | $9 | 104% |
| Aetna | $9 - $260 | 104% |
| Gulf South Services | $9 | 104% |
| Mutual of Omaha | $9 | 104% |
| Humana | $9 - $68 | 104% |
| Blue Cross Blue Shield | $9 - $62 | 104% |
| Medicaid / KanCare | $9 - $432 | 104% |
| Vantage Advantage | $9 | 104% |
| Medicare (plans) | $9 | 104% |
| Vantage Health Plan Ppaca | $16 | 186% |
| Vantage Health Plan | $17 | 197% |
| First Health | $18 - $368 | 209% |
| Verity Healthnet | $212 | 2459% |
| Cigna | $216 | 2506% |
| Kaiser Permanente | $216 | 2506% |
| Gilsbar | $238 | 2761% |
| Self Pay | $238 | 2761% |
| Geha | $346 - $411 | 4014% |
| PHCS | $368 | 4269% |
| Multiplan | $368 | 4269% |
| Work Comp First Health | $389 | 4513% |
| Work Comp City of Ruston | $389 | 4513% |
| Workers Compensation | $389 | 4513% |
| Work Comp Nlmc Emp | $389 | 4513% |
| The Hartford | $432 | 5012% |
| Lin Parish Detention | $432 | 5012% |
| Us Dept of Labor | $432 | 5012% |
| Union Bankers Insurance C | $432 | 5012% |
| Nlmc Community Services | $432 | 5012% |
| Gsu Athletics | $432 | 5012% |
| United Teachers Ins | $432 | 5012% |
| Bankers Life and Casualty | $432 | 5012% |
| Misc Commercial | $432 | 5012% |
| Lifecare Specialty Hosp | $432 | 5012% |
| Benefit Trust Life | $432 | 5012% |
| Apwu Health Plan | $432 | 5012% |
| United American | $432 | 5012% |
| Principal Mutual Life Ins | $432 | 5012% |
| Aflc American Family Life | $432 | 5012% |
| Physicians Mutual Ins | $432 | 5012% |
| Fox Everett Inc | $432 | 5012% |
| State Farm Insurance | $432 | 5012% |
| Mva Insurance Payors | $432 | 5012% |
| Washington National Ins | $432 | 5012% |
| Aarp | $432 | 5012% |
| Ltu Athletics | $432 | 5012% |
| Nalc Natl Assoc Ltr Carri | $432 | 5012% |
| Liberty Mutual Group | $432 | 5012% |
| Union Fidelity Life Ins | $432 | 5012% |
| Guarantee Trust Life Ins | $432 | 5012% |
| American Life Accident | $432 | 5012% |
| Ruston Regional Specialty | $432 | 5012% |
| Sterling Investors Life | $432 | 5012% |
| Premier Hospice | $432 | 5012% |
| Protective Life Ins | $432 | 5012% |
| Nalc Health Benefit Plan | $432 | 5012% |
| Ltu Student Ins Bollinger | $432 | 5012% |
| Gmp Employers Retiree Tru | $432 | 5012% |
| Newera | $432 | 5012% |
| Hospice of Caring Hearts | $432 | 5012% |
| Ima Insurance | $432 | 5012% |
| Healthfirst Tpa | $432 | 5012% |
| Liberty Healthshare | $432 | 5012% |
| Specialty Hosp of Winnfie | $432 | 5012% |
| Equitable | $432 | 5012% |
| Industrial Accounts | $432 | 5012% |
| Crime Victims Compensatio | $432 | 5012% |
| McR American Hlth Adv | $432 | 5012% |
| State Mutual Ins | $432 | 5012% |
| Lincoln Kidney Center | $432 | 5012% |