Sleep study (overnight, in lab)
Facility: Northern Louisiana Medical Center
Billing Code: 95810 (CPT)
- CPT Billing Code: 95810
- Insurance Median: $9,494
- Cash Discount Price: $5,222
- vs. Medicare Baseline: 10.82x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 1082% of the Medicare baseline (a markup of 982%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| UnitedHealthcare | $710 - $5,706 | 81% |
| Aetna | $1,000 - $5,696 | 114% |
| Blue Cross Blue Shield | $1,358 - $1,830 | 155% |
| Medicaid / KanCare | $1,358 - $9,494 | 155% |
| Humana | $1,493 | 170% |
| First Health | $1,600 - $8,070 | 182% |
| Golden Rule Ins | $3,551 - $5,706 | 405% |
| Verity Healthnet | $4,652 | 530% |
| Cigna | $4,747 | 541% |
| Kaiser Permanente | $4,747 | 541% |
| Gilsbar | $5,222 | 595% |
| Self Pay | $5,222 | 595% |
| Geha | $7,595 - $9,019 | 866% |
| Multiplan | $8,070 | 920% |
| PHCS | $8,070 | 920% |
| Work Comp City of Ruston | $8,545 | 974% |
| Workers Compensation | $8,545 | 974% |
| Work Comp First Health | $8,545 | 974% |
| Work Comp Nlmc Emp | $8,545 | 974% |
| Crime Victims Compensatio | $9,494 | 1082% |
| Equitable | $9,494 | 1082% |
| Ltu Athletics | $9,494 | 1082% |
| Protective Life Ins | $9,494 | 1082% |
| Union Bankers Insurance C | $9,494 | 1082% |
| Union Fidelity Life Ins | $9,494 | 1082% |
| Bankers Life and Casualty | $9,494 | 1082% |
| Healthfirst Tpa | $9,494 | 1082% |
| Newera | $9,494 | 1082% |
| American Life Accident | $9,494 | 1082% |
| Hospice of Caring Hearts | $9,494 | 1082% |
| State Mutual Ins | $9,494 | 1082% |
| Specialty Hosp of Winnfie | $9,494 | 1082% |
| Lincoln Kidney Center | $9,494 | 1082% |
| Ltu Student Ins Bollinger | $9,494 | 1082% |
| Benefit Trust Life | $9,494 | 1082% |
| Washington National Ins | $9,494 | 1082% |
| McR American Hlth Adv | $9,494 | 1082% |
| Aflc American Family Life | $9,494 | 1082% |
| Premier Hospice | $9,494 | 1082% |
| Apwu Health Plan | $9,494 | 1082% |
| Misc Commercial | $9,494 | 1082% |
| Principal Mutual Life Ins | $9,494 | 1082% |
| Industrial Accounts | $9,494 | 1082% |
| Gmp Employers Retiree Tru | $9,494 | 1082% |
| Physicians Mutual Ins | $9,494 | 1082% |
| Gsu Athletics | $9,494 | 1082% |
| Liberty Mutual Group | $9,494 | 1082% |
| Aarp | $9,494 | 1082% |
| The Hartford | $9,494 | 1082% |
| Lifecare Specialty Hosp | $9,494 | 1082% |
| Ruston Regional Specialty | $9,494 | 1082% |
| Nalc Natl Assoc Ltr Carri | $9,494 | 1082% |
| Lin Parish Detention | $9,494 | 1082% |
| Liberty Healthshare | $9,494 | 1082% |
| Guarantee Trust Life Ins | $9,494 | 1082% |
| Nlmc Community Services | $9,494 | 1082% |
| Mva Insurance Payors | $9,494 | 1082% |
| Us Dept of Labor | $9,494 | 1082% |
| Sterling Investors Life | $9,494 | 1082% |
| Fox Everett Inc | $9,494 | 1082% |
| United Teachers Ins | $9,494 | 1082% |
| United American | $9,494 | 1082% |
| Ima Insurance | $9,494 | 1082% |
| Nalc Health Benefit Plan | $9,494 | 1082% |
| State Farm Insurance | $9,494 | 1082% |