CMS Price Transparency Data

Physical therapy (manual therapy)

Facility: Boston Medical Center

Billing Code: 97140 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97140
Insurance Median: $34
Cash Discount Price: $127
vs. Medicare Baseline: 1.23x Medicare

The contracted insurance negotiated median rate for a Physical therapy (manual therapy) at Boston Medical Center is $34. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $127. Compared to the federal Medicare reimbursement reference rate of $27.72, this hospital’s rate is 1.23x the Medicare baseline. Located in 1 Boston Medical Center Place, Boston, MA.

Cash / Self-Pay

$127

Average discount available for prompt cash payment at this facility.

Insurance Median

$34

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$27.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $27.72 (100%)

Cash / Self-Pay: $127 (458%)

Insurance Median: $34 (123%)

Cash: $127 (458% of Medicare)

Ins. Median: $34 (123% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $27.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Zzzcity of Boston Work Comp [5003]	$22	79%
Zzzbu Employee Work Comp [5004]	$22	79%
Workers Comp [5002]	$22	79%
Champva [9004]	$30	108%
Tricare	$30	108%
United [2025]	$31 - $145	112%
Blue Cross Blue Shield	$31 - $216	112%
Ubh Hphc [8016]	$31	112%
Humana	$31	112%
Zzzcovid19 Hrsa Uninsured Testing and Treatment Fund [500010]	$31	112%
Neighborhood Pace [1206]	$31	112%
Medicare (plans)	$31 - $32	112%
Tufts [8002]	$31 - $86	112%
Veterans Admin [9003]	$31	112%
Zzzunited [1008]	$31 - $145	112%
Aetna	$31 - $138	112%
Oxford Health [2024]	$31	112%
Oxford Health [1007]	$31	112%
UnitedHealthcare	$31	112%
Zzzcca Onecare [1216]	$32	115%
Corrections [9001]	$32 - $38	115%
Cca [1215]	$32	115%
Wellcare [1240]	$32	115%
Eternalhealth [1227]	$33	119%
Fallon Sco [1126]	$34	123%
Senior Whole Health [1210]	$37	133%
Fallon [8008]	$40	144%
Tufts Conncare/Qhp [8020]	$44 - $431	159%
Unicare [8004]	$45	162%
Wellpoint [2034]	$45	162%
Cigna	$86 - $240	310%
Medicaid / KanCare	$102	368%
Uphams Corner Esp [1213]	$113	408%
Meritain Health [1023]	$138	498%
Health Plans Inc [2027]	$145	523%
Harvard Pilgrim Health Care [8001]	$145	523%
Zzzhealth Plans Inc [1013]	$145	523%
Mass General Brigham Health Plan Commercial [8009]	$152	548%
Hsn Partial [4002]	$513	1851%
Hsn Confidential [4007]	$513	1851%
Hsn Bad Debt [4003]	$513	1851%
Hsn Dental [4006]	$513	1851%
Hsn [4001]	$513	1851%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $127.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97140.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Boston Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97140.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.