MRI, lower back (no contrast)
Facility: Mercy St Francis Hospital
Billing Code: 72148 (CPT)
- CPT Billing Code: 72148
- Insurance Median: $2,768
- Cash Discount Price: $1,999
- vs. Medicare Baseline: 11.35x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 1135% of the Medicare baseline (a markup of 1035%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicaid / KanCare | $131 - $1,596 | 54% |
| Blue Cross Blue Shield | $224 - $2,983 | 92% |
| Medicare (plans) | $226 - $1,098 | 93% |
| UnitedHealthcare | $317 - $2,921 | 130% |
| Mercy Mgd Behavioral Health Contracted [320259] | $846 - $1,055 | 347% |
| Cherokee Nation Health Serv Contracted [320066] | $846 - $1,055 | 347% |
| Humana | $846 - $2,768 | 347% |
| Halo Hcr Inc Hospice Contracted [320432] | $846 - $1,055 | 347% |
| Elara Caring Aspire Hospice [20433] | $846 - $1,055 | 347% |
| Halo Hcr Inc Hospice [20432] | $846 - $1,055 | 347% |
| Provider Partners Health Plans Contracted [320450] | $846 - $1,055 | 347% |
| Dept of Veteran Affairs Contracted [320106] | $846 - $1,055 | 347% |
| Indian Health Service Contracted [320198] | $846 - $1,055 | 347% |
| Cross Timbers Hospice [20098] | $846 - $1,055 | 347% |
| Aetna | $846 - $2,737 | 347% |
| Acentra Health Contracted [320527] | $846 | 347% |
| Medical Associates Health Contracted [320444] | $846 - $1,055 | 347% |
| Kindful Hospice [20434] | $846 - $1,055 | 347% |
| Mercy Hospice Okc [20252] | $846 - $1,055 | 347% |
| Globalhealth Contracted [320145] | $846 - $1,055 | 347% |
| Pace of the Ozarks Contracted [320518] | $846 - $1,055 | 347% |
| Kindful Hospice Contracted [320434] | $846 - $1,055 | 347% |
| Qual Choice Contracted [320325] | $846 - $1,055 | 347% |
| Cigna | $846 - $2,921 | 347% |
| Tricare | $1,046 | 429% |
| Healthscope Contracted [320182] | $1,056 - $1,402 | 433% |
| Administrative Payor Contracted [320005] | $1,384 | 568% |
| Centivo Contracted [320505] | $1,394 - $1,784 | 572% |
| Novasys Contracted [320285] | $1,596 | 655% |
| Ambetter / Centene | $1,596 | 655% |
| Home State Health Plan Contracted [320187] | $1,596 | 655% |
| Preferred Health Plan Contracted [320522] | $1,999 | 820% |
| Healthlink Contracted [320179] | $1,999 - $2,921 | 820% |
| Workers Comp [20426] | $2,460 - $2,614 | 1009% |
| Point C Contracted [320238] | $2,768 - $2,921 | 1135% |
| United Medical Resources Contracted [320454] | $2,768 - $2,860 | 1135% |
| Mercy Benefit Admin Contracted [320251] | $2,768 - $2,921 | 1135% |
| Auxiant Contracted [320462] | $2,768 - $2,921 | 1135% |
| Medica Contracted [320239] | $2,906 | 1192% |
| Private Health Care Systems Contracted [320320] | $2,921 | 1198% |
| USA Managed Care Org Contracted [320429] | $2,921 | 1198% |
| Evolutions Health Care Contracted [320124] | $2,921 | 1198% |
| Multiplan Contracted [320270] | $2,921 | 1198% |
| Health Systems Inc Contracted [320174] | $2,921 | 1198% |
| First Health Contracted [320128] | $2,921 | 1198% |
| Imagine 360 Contracted [320494] | $2,921 | 1198% |
| 90 Degree Benefits Contracted [320436] | $2,921 | 1198% |
| Ebms Contracted [320493] | $2,921 | 1198% |
| Aither Health Contracted [320449] | $2,921 | 1198% |
| Reflect Health Contracted [320492] | $2,921 | 1198% |
| Yuzu Health Contracted [320521] | $2,921 | 1198% |
| Point C [20238] | $2,921 | 1198% |
| Edison Health Solutions Contracted [320502] | $2,921 | 1198% |
| Show-Me Health Administrators Contracted [320483] | $2,921 | 1198% |
| Insurance System Inc Contracted [320465] | $2,921 | 1198% |
| Benefit Management Contracted [320052] | $2,921 | 1198% |