Blood test, urea nitrogen (BUN, kidney)
Facility: Bmh-Calhoun
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $52
- Cash Discount Price: $35
- vs. Medicare Baseline: 13.16x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 1316% of the Medicare baseline (a markup of 1216%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Veterans Evaluation Services | $4 | 101% |
| Molina | $4 - $53 | 101% |
| Blue Cross Blue Shield | $7 - $30 | 177% |
| PPO Holdings | $25 | 633% |
| Tricare | $27 | 684% |
| Magnolia Regional Health Center | $27 | 684% |
| Devoted Health | $29 | 734% |
| Ms Breast and Cervical | $29 | 734% |
| Vaccn | $29 | 734% |
| Triwest | $29 | 734% |
| Humana | $30 - $54 | 759% |
| Aetna | $30 - $44 | 759% |
| American Health Plan | $30 | 759% |
| Shared Health | $30 | 759% |
| Primewell | $30 | 759% |
| Magnolia Ms | $33 | 835% |
| Littler | $34 | 861% |
| Cigna | $37 | 937% |
| First Choice Health Plan of Ms | $43 | 1089% |
| Burch Food Services | $49 | 1241% |
| First State Bank Trust | $49 | 1241% |
| Delta Industries | $52 | 1316% |
| Mid-South Transport | $52 | 1316% |
| Watkins Uiberall | $52 | 1316% |
| United Tn Holdings | $52 | 1316% |
| Armstrong Relocation | $52 | 1316% |
| City of Lakeland | $52 | 1316% |
| Heartland Catfish Company | $52 | 1316% |
| Silver Tree | $52 | 1316% |
| Brimhall Foods | $52 | 1316% |
| Town of Collierville | $52 | 1316% |
| Rei Nation | $52 | 1316% |
| Gossett Motor Cars | $52 | 1316% |
| W G Yates | $52 | 1316% |
| Radians | $52 | 1316% |
| Vaughn Electric | $52 | 1316% |
| Collierville Schools | $52 | 1316% |
| Dunn Investment Company | $52 | 1316% |
| Heavy Machines | $52 | 1316% |
| Security One | $52 | 1316% |
| Retzer Resources | $52 | 1316% |
| Crittenden County | $52 | 1316% |
| Ashley Furniture Stores | $52 | 1316% |
| W W Wood Products | $52 | 1316% |
| Davidson Hospitality | $52 | 1316% |
| Hospitality Management Advisors | $52 | 1316% |
| Arlington Community Schools | $52 | 1316% |
| Cannon Motor Company | $52 | 1316% |
| Building Plastic | $52 | 1316% |
| Hattiesburg Clinic | $52 | 1316% |
| Patterson Warehouses | $52 | 1316% |
| City of Bartlett | $52 | 1316% |
| Minact | $52 | 1316% |
| Bartlett City Schools | $52 | 1316% |
| French Camp Academy | $52 | 1316% |
| Y K Auto Group | $52 | 1316% |
| Hollowell Industries | $52 | 1316% |
| Desoto Co Board of Supervisors | $52 | 1316% |
| Eas Mssc Schools | $52 | 1316% |
| Lakeland School System | $52 | 1316% |
| First Community Bank | $52 | 1316% |
| Ritchey Automotive | $52 | 1316% |
| Malco Theaters | $52 | 1316% |
| State Systems | $52 | 1316% |
| Jas D Collier | $52 | 1316% |
| Mechanical Systems | $52 | 1316% |
| Carlisle | $52 | 1316% |
| Christian Health Aid | $54 | 1367% |
| Advanced Health Systems Inc. | $54 | 1367% |
| PPO Plus | $57 | 1443% |
| Harding Academy | $58 | 1468% |
| Employers Health Network | $58 | 1468% |
| Qca | $60 | 1519% |
| Multiplan | $60 | 1519% |