CMS Price Transparency Data

X-ray, hand

Facility: Vidant Chowan Hospital

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $434
Cash Discount Price: $456
vs. Medicare Baseline: 4.88x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at Vidant Chowan Hospital is $434. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $456. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 4.88x the Medicare baseline. Located in 211 Virginia Rd, Edenton, NC.

Cash / Self-Pay

$456

Average discount available for prompt cash payment at this facility.

Insurance Median

$434

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $456 (513%)

Insurance Median: $434 (488%)

Cash: $456 (513% of Medicare)

Ins. Median: $434 (488% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 488% of the Medicare baseline (a markup of 388%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$195 - $592	219%
Carolina Complete Health [1317]	$197 - $296	222%
Wellcare [1320]	$198 - $297	223%
Amerihealth McAid Adv [1316]	$199 - $299	224%
Humana	$202 - $303	227%
UnitedHealthcare	$219 - $601	246%
Liberty Advantage [1313]	$226 - $339	254%
Aetna	$232 - $798	261%
Longevity Health [1411]	$279 - $419	314%
Nc Dept of Public Safety [1095]	$365 - $547	411%
Medcost [1067]	$412 - $651	463%
Cigna	$553 - $927	622%
Multiplan [1031]	$618 - $927	695%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $456.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Vidant Chowan Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.