CMS Price Transparency Data

Blood test, cholesterol (lipid panel)

Facility: The Outer Banks Hospital, Inc

Billing Code: 80061 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80061
Insurance Median: $128
Cash Discount Price: $122
vs. Medicare Baseline: 9.56x Medicare

The contracted insurance negotiated median rate for a Blood test, cholesterol (lipid panel) at The Outer Banks Hospital, Inc is $128. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $122. Compared to the federal Medicare reimbursement reference rate of $13.39, this hospital’s rate is 9.56x the Medicare baseline. Located in 4800 South Croatan Highway, Nags Head, NC.

Cash / Self-Pay

$122

Average discount available for prompt cash payment at this facility.

Insurance Median

$128

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.39

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.39 (100%)

Cash / Self-Pay: $122 (911%)

Insurance Median: $128 (956%)

Cash: $122 (911% of Medicare)

Ins. Median: $128 (956% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.39 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 956% of the Medicare baseline (a markup of 856%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Trillium [1296]	$17	127%
Blue Cross Blue Shield	$24 - $156	179%
Carolina Complete Health [1317]	$25	187%
Wellcare [1320]	$25	187%
Amerihealth McAid Adv [1316]	$25	187%
Liberty Advantage [1313]	$30 - $93	224%
Humana	$31 - $97	232%
Aetna	$31 - $199	232%
UnitedHealthcare	$31 - $149	232%
Longevity Health [1411]	$37 - $116	276%
Nc Dept of Public Safety [1095]	$51 - $160	381%
Medcost [1067]	$52 - $171	388%
Cigna	$69 - $241	515%
Multiplan [1031]	$77 - $241	575%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $122.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80061.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The Outer Banks Hospital, Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80061.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.