CMS Price Transparency Data

Speech therapy (group session)

Facility: The Outer Banks Hospital, Inc

Billing Code: 92508 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 92508
Insurance Median: $365
Cash Discount Price: $317
vs. Medicare Baseline: 15.18x Medicare

The contracted insurance negotiated median rate for a Speech therapy (group session) at The Outer Banks Hospital, Inc is $365. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $317. Compared to the federal Medicare reimbursement reference rate of $24.05, this hospital’s rate is 15.18x the Medicare baseline. Located in 4800 South Croatan Highway, Nags Head, NC.

Cash / Self-Pay

$317

Average discount available for prompt cash payment at this facility.

Insurance Median

$365

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$24.05

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $24.05 (100%)

Cash / Self-Pay: $317 (1318%)

Insurance Median: $365 (1518%)

Cash: $317 (1318% of Medicare)

Ins. Median: $365 (1518% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $24.05 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1518% of the Medicare baseline (a markup of 1418%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$175 - $347	728%
Wellcare [1320]	$185	769%
Carolina Complete Health [1317]	$185	769%
Amerihealth McAid Adv [1316]	$186	773%
Liberty Advantage [1313]	$208	865%
UnitedHealthcare	$213 - $332	886%
Humana	$215	894%
Aetna	$220 - $443	915%
Longevity Health [1411]	$258	1073%
Nc Dept of Public Safety [1095]	$357	1484%
Medcost [1067]	$364 - $381	1514%
Cigna	$481 - $538	2000%
Multiplan [1031]	$538	2237%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $317.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 92508.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The Outer Banks Hospital, Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 92508.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.