Physical therapy (gait training)
Facility: Hackensack Meridian Mountainside Medical
Billing Code: 97116 (CPT)
- CPT Billing Code: 97116
- Insurance Median: $193
- Cash Discount Price: $39
- vs. Medicare Baseline: 6.64x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 664% of the Medicare baseline (a markup of 564%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| UnitedHealthcare | $24 | 83% |
| Healthscope Benefits [2290] | $24 - $193 | 83% |
| Aetna | $35 | 120% |
| Black Lung [6055] | $93 | 320% |
| Healthcare Highways [2210] | $93 - $193 | 320% |
| Lucent Health [6000] | $93 | 320% |
| Worker's Comp [2125] | $93 - $211 | 320% |
| Web Tpa [2115] | $93 | 320% |
| Selecthealth [3740] | $93 | 320% |
| Medicare (plans) | $93 | 320% |
| Wtc Healthcare Sme Karna [8005] | $93 | 320% |
| Create Flex / Select [3580] | $93 | 320% |
| Oncology Patient Assistance Programs [2295] | $93 | 320% |
| First Health [1375] | $170 - $193 | 585% |
| Cigna | $181 | 623% |
| Multiplan [1680] | $193 | 664% |
| Gilsbar [1425] | $193 | 664% |
| Resource One Administrators [2815] | $193 | 664% |
| New Era Life Insurance Company [1705] | $193 | 664% |
| Planned Administrators Inc [2360] | $193 | 664% |
| PHCS [1780] | $193 | 664% |
| Universal Fidelity [2085] | $193 | 664% |
| Administrative Concepts [1005] | $193 | 664% |
| Allied National Global Care [1035] | $193 | 664% |
| Healthnet [1495] | $193 | 664% |
| Pba [1775] | $193 | 664% |
| Healthfirst [2395] | $193 | 664% |
| Mayo Clinic Health Solutions [2280] | $193 | 664% |
| Healthcost Solutions [2415] | $193 | 664% |
| Pan American Life Insurance Co [1770] | $193 | 664% |
| Hometown Health [2155] | $193 | 664% |
| Trustmark [2030] | $193 | 664% |
| Mutual of Omaha [1685] | $193 | 664% |
| Humana | $211 | 726% |
| Emblem Health [2430] | $211 | 726% |
| Blue Cross Blue Shield | $223 | 767% |
| Amerihealth [3520] | $227 | 781% |
| Mva [1690] | $227 | 781% |