Blood test, basic metabolic panel
Facility: Sisters of Charity Hospital
Billing Code: 80048 (CPT)
- CPT Billing Code: 80048
- Insurance Median: $9
- Cash Discount Price: $7
- vs. Medicare Baseline: 1.06x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $8.46 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Univera Healthcare Essential [100170] | $7 - $9 | 83% |
| Independent Health [100165] | $7 - $9 | 83% |
| Tuscarora Nation [550120] | $7 | 83% |
| Medicaid / KanCare | $7 - $8 | 83% |
| Beacon Essential [350122] | $7 | 83% |
| Excellus Rochester McD [350117] | $7 | 83% |
| Iha First Choice [800001] | $7 | 83% |
| Amerigroup [350102] | $7 | 83% |
| Blue Cross Blue Shield | $7 - $16 | 83% |
| UnitedHealthcare | $7 - $9 | 83% |
| Independent Health Essential [100166] | $7 | 83% |
| Crime Victims [100176] | $7 | 83% |
| Hospice [550001] | $8 | 95% |
| Seneca Nation [450119] | $8 | 95% |
| Fallon Health [450115] | $8 | 95% |
| Catholic Health Life Pace [400005] | $8 | 95% |
| Covid19 Hrsa [45013] | $8 | 95% |
| Federal Workers Compensation [500100] | $8 | 95% |
| Medicare (plans) | $8 - $9 | 95% |
| Tricare | $8 | 95% |
| Champ VA [700002] | $8 | 95% |
| VA Veterans Affairs [700001] | $8 | 95% |
| Cigna | $8 | 95% |
| Fidelis Dual Advantage [450120] | $9 | 106% |
| Univera Healthcare [100169] | $9 - $13 | 106% |
| Aetna | $9 | 106% |
| Wellcare [450129] | $9 | 106% |
| Humana | $9 | 106% |
| Wellcare Fidelis Dual [450451] | $9 | 106% |
| Fidelis Exchange [100164] | $13 | 154% |
| No Fault [114001] | $14 | 165% |
| Workers Compensation [500101] | $14 | 165% |
| Fidelis Essential [100163] | $16 | 189% |
| Molina Essential [100167] | $16 | 189% |