Blood test, urea nitrogen (BUN, kidney)
Facility: Kenmore Mercy Hospital
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $4
- Cash Discount Price: $7
- vs. Medicare Baseline: 1.01x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Iha First Choice [800001] | $3 | 76% |
| Independent Health [100165] | $3 - $4 | 76% |
| Medicaid / KanCare | $3 - $4 | 76% |
| Independent Health Essential [100166] | $3 | 76% |
| Tuscarora Nation [550120] | $4 | 101% |
| Cigna | $4 | 101% |
| Humana | $4 | 101% |
| Medicare (plans) | $4 | 101% |
| Covid19 Hrsa [45013] | $4 | 101% |
| Fidelis Dual Advantage [450120] | $4 | 101% |
| Seneca Nation [450119] | $4 | 101% |
| Univera Healthcare Essential [100170] | $4 - $5 | 101% |
| Excellus Rochester McD [350117] | $4 | 101% |
| Univera Healthcare [100169] | $4 - $6 | 101% |
| Wellcare [450129] | $4 | 101% |
| UnitedHealthcare | $4 - $5 | 101% |
| Champ VA [700002] | $4 | 101% |
| Tricare | $4 | 101% |
| Federal Workers Compensation [500100] | $4 | 101% |
| Blue Cross Blue Shield | $4 - $9 | 101% |
| Fallon Health [450115] | $4 | 101% |
| Wellcare Fidelis Dual [450451] | $4 | 101% |
| VA Veterans Affairs [700001] | $4 | 101% |
| Aetna | $4 | 101% |
| Beacon Essential [350122] | $4 | 101% |
| Catholic Health Life Pace [400005] | $4 | 101% |
| Hospice [550001] | $4 | 101% |
| Crime Victims [100176] | $4 | 101% |
| Fidelis Exchange [100164] | $6 | 152% |
| Amerigroup [350102] | $8 | 203% |
| No Fault [114001] | $8 | 203% |
| Molina Essential [100167] | $9 | 228% |
| Fidelis Essential [100163] | $9 | 228% |