Blood test, basic metabolic panel
Facility: Bertrand Chaffee Hospital
Billing Code: 80048 (CPT)
- CPT Billing Code: 80048
- Insurance Median: $8
- Cash Discount Price: $12
- vs. Medicare Baseline: 0.95x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $8.46 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $6 | 71% |
| Senior Blue - Bc | $6 | 71% |
| Gowanda Correctional Fac | $7 | 83% |
| Molina Heathcare of Wny | $7 | 83% |
| Medicaid / KanCare | $7 | 83% |
| Univera Hc Myhealth+ | $7 | 83% |
| United Hc - Community Pln | $7 | 83% |
| Univera Plus Med | $7 | 83% |
| Univera Hc Myhealth | $7 | 83% |
| Univera Essential Plans | $7 | 83% |
| Ghi Medical | $7 | 83% |
| Seneca Nation Health Dept | $7 | 83% |
| Fidelis Care of New York | $7 | 83% |
| Iha Essential Plans | $7 | 83% |
| Community Blue | $7 | 83% |
| Fidelis Essential Plans | $7 | 83% |
| Molina Essential Plan | $7 | 83% |
| United Hc Essential Plan | $7 | 83% |
| Iha Medisource | $7 | 83% |
| Community Care - Bc | $7 | 83% |
| Yourcare | $7 | 83% |
| Univera Hc Child Health+ | $7 | 83% |
| Comm Blue Essential | $7 | 83% |
| Cigna | $8 - $15 | 95% |
| Todays Option - Amer Prog | $8 | 95% |
| Tricare | $8 | 95% |
| Lifetime Benefits | $8 | 95% |
| Optimum Healthcare - McR | $8 | 95% |
| Mutual of Omaha | $8 | 95% |
| Aetna | $8 - $15 | 95% |
| Advantra-McR Advantage | $8 | 95% |
| United Hc McR Solutions | $8 | 95% |
| Medicare (plans) | $8 | 95% |
| Humana | $8 | 95% |
| UnitedHealthcare | $8 | 95% |
| Ctrs Plan for Hlthy Livng | $8 | 95% |
| Wellcare | $8 | 95% |
| Univera Senior Choice | $8 | 95% |
| Champva | $8 | 95% |
| Geisinger Health Plan | $8 | 95% |
| Nova Healthcare | $8 | 95% |
| Centers Plan Hlty Living | $8 | 95% |
| Iha Encompass 65 | $8 - $9 | 95% |
| Iha | $9 | 106% |
| Iha Custom Coverage | $9 | 106% |
| Univera Healthcare | $10 | 118% |
| Private Pay | $12 | 142% |
| No-Fault | $15 | 177% |
| Guardian Life Ins. Co. | $15 | 177% |
| Mvp Commercial | $15 | 177% |
| American Progressive Ins. | $15 | 177% |
| Global Excel Mgt | $15 | 177% |
| Commercial / Misc | $15 | 177% |
| No Amer Meritian Health | $15 | 177% |