Blood test, creatinine (kidney)
Facility: Bertrand Chaffee Hospital
Billing Code: 82565 (CPT)
- CPT Billing Code: 82565
- Insurance Median: $5
- Cash Discount Price: $6
- vs. Medicare Baseline: 0.98x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $5.12 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $3 | 59% |
| Senior Blue - Bc | $3 | 59% |
| Univera Hc Child Health+ | $4 | 78% |
| Iha Essential Plans | $4 | 78% |
| Iha Medisource | $4 | 78% |
| Univera Essential Plans | $4 | 78% |
| Univera Plus Med | $4 | 78% |
| Univera Hc Myhealth+ | $4 - $5 | 78% |
| Todays Option - Amer Prog | $5 | 98% |
| Wellcare | $5 | 98% |
| Ghi Medical | $5 | 98% |
| Cigna | $5 - $7 | 98% |
| Humana | $5 | 98% |
| Comm Blue Essential | $5 | 98% |
| Fidelis Care of New York | $5 | 98% |
| Centers Plan Hlty Living | $5 | 98% |
| Aetna | $5 - $7 | 98% |
| Champva | $5 | 98% |
| Univera Senior Choice | $5 | 98% |
| Yourcare | $5 | 98% |
| Mutual of Omaha | $5 | 98% |
| Tricare | $5 | 98% |
| Iha Custom Coverage | $5 | 98% |
| Community Blue | $5 | 98% |
| Lifetime Benefits | $5 | 98% |
| United Hc - Community Pln | $5 | 98% |
| Molina Heathcare of Wny | $5 | 98% |
| Medicaid / KanCare | $5 | 98% |
| Seneca Nation Health Dept | $5 | 98% |
| Gowanda Correctional Fac | $5 | 98% |
| UnitedHealthcare | $5 | 98% |
| United Hc McR Solutions | $5 | 98% |
| Nova Healthcare | $5 | 98% |
| Advantra-McR Advantage | $5 | 98% |
| Iha Encompass 65 | $5 | 98% |
| Fidelis Essential Plans | $5 | 98% |
| Medicare (plans) | $5 | 98% |
| Ctrs Plan for Hlthy Livng | $5 | 98% |
| Optimum Healthcare - McR | $5 | 98% |
| United Hc Essential Plan | $5 | 98% |
| Geisinger Health Plan | $5 | 98% |
| Univera Hc Myhealth | $5 | 98% |
| Community Care - Bc | $5 | 98% |
| Molina Essential Plan | $5 | 98% |
| Iha | $5 | 98% |
| Private Pay | $6 | 117% |
| Univera Healthcare | $6 | 117% |
| No Amer Meritian Health | $7 | 137% |
| Guardian Life Ins. Co. | $7 | 137% |
| Commercial / Misc | $7 | 137% |
| American Progressive Ins. | $7 | 137% |
| Mvp Commercial | $7 | 137% |
| Global Excel Mgt | $7 | 137% |
| No-Fault | $7 | 137% |