MRI, lower back (no contrast)
Facility: Bertrand Chaffee Hospital
Billing Code: 72148 (CPT)
- CPT Billing Code: 72148
- Insurance Median: $287
- Cash Discount Price: $189
- vs. Medicare Baseline: 1.18x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Private Pay | $85 - $293 | 35% |
| Global Excel Mgt | $100 - $345 | 41% |
| American Progressive Ins. | $100 - $345 | 41% |
| Guardian Life Ins. Co. | $100 - $345 | 41% |
| No-Fault | $100 - $345 | 41% |
| Mvp Commercial | $100 - $345 | 41% |
| Aetna | $100 - $345 | 41% |
| No Amer Meritian Health | $100 - $345 | 41% |
| Commercial / Misc | $100 - $345 | 41% |
| Cigna | $100 - $345 | 41% |
| Blue Cross Blue Shield | $149 - $169 | 61% |
| Senior Blue - Bc | $149 | 61% |
| Univera Essential Plans | $165 | 68% |
| Univera Hc Myhealth+ | $165 - $303 | 68% |
| Univera Hc Child Health+ | $165 | 68% |
| Univera Plus Med | $165 | 68% |
| Iha Medisource | $179 - $183 | 73% |
| Iha Essential Plans | $179 - $183 | 73% |
| Univera Senior Choice | $194 | 80% |
| Univera Healthcare | $233 | 96% |
| Iha Encompass 65 | $254 | 104% |
| Iha Custom Coverage | $287 | 118% |
| Iha | $287 | 118% |
| Comm Blue Essential | $303 | 124% |
| United Hc Essential Plan | $303 | 124% |
| United Hc - Community Pln | $303 | 124% |
| Gowanda Correctional Fac | $303 | 124% |
| Community Care - Bc | $303 | 124% |
| Yourcare | $303 | 124% |
| Community Blue | $303 | 124% |
| Ghi Medical | $303 | 124% |
| Molina Essential Plan | $303 | 124% |
| Fidelis Care of New York | $303 | 124% |
| Molina Heathcare of Wny | $303 | 124% |
| Univera Hc Myhealth | $303 | 124% |
| Seneca Nation Health Dept | $303 | 124% |
| Medicaid / KanCare | $303 | 124% |
| Fidelis Essential Plans | $1,136 | 466% |