CMS Price Transparency Data

Blood test, cholesterol (lipid panel)

Facility: Margaretville Memorial Hospital

Billing Code: 80061 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80061
Insurance Median: $106
Cash Discount Price: $241
vs. Medicare Baseline: 7.92x Medicare

The contracted insurance negotiated median rate for a Blood test, cholesterol (lipid panel) at Margaretville Memorial Hospital is $106. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $241. Compared to the federal Medicare reimbursement reference rate of $13.39, this hospital’s rate is 7.92x the Medicare baseline. Located in 42084 State Highway 28, Margaretville, NY.

Cash / Self-Pay

$241

Average discount available for prompt cash payment at this facility.

Insurance Median

$106

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.39

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.39 (100%)

Cash / Self-Pay: $241 (1800%)

Insurance Median: $106 (792%)

Cash: $241 (1800% of Medicare)

Ins. Median: $106 (792% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.39 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 792% of the Medicare baseline (a markup of 692%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Oxford	$20	149%
UnitedHealthcare	$20 - $106	149%
Aetna	$36 - $241	269%
Mvp	$57	426%
Mvp Hmo/Ppo	$67	500%
Blue Cross Blue Shield	$79 - $106	590%
Mvp Gold (McR)	$106	792%
Hamaspik (McR)	$106	792%
Medicare (plans)	$106 - $159	792%
Affinity By Molina McR	$111	829%
Self-Pay	$113	844%
Cdphp	$117	874%
Emblem Ghi/Hip Ppo/Cbp	$149	1113%
Mvp Exchange	$157	1173%
Emblem Select Care (Exchange)	$164	1225%
Oxford Exchange	$169	1262%
Magnacare Standard	$169	1262%
Todays Options	$175	1307%
Emblem Ghi/Hip Hmo/Epo/Pos	$193	1441%
Multiplan	$198	1479%
First Health	$217	1621%
Magnacare Preferred	$952	7110%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $241.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80061.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Margaretville Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80061.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.