CMS Price Transparency Data

Blood test, thyroid (TSH)

Facility: Margaretville Memorial Hospital

Billing Code: 84443 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84443
Insurance Median: $98
Cash Discount Price: $223
vs. Medicare Baseline: 5.83x Medicare

The contracted insurance negotiated median rate for a Blood test, thyroid (TSH) at Margaretville Memorial Hospital is $98. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $223. Compared to the federal Medicare reimbursement reference rate of $16.8, this hospital’s rate is 5.83x the Medicare baseline. Located in 42084 State Highway 28, Margaretville, NY.

Cash / Self-Pay

$223

Average discount available for prompt cash payment at this facility.

Insurance Median

$98

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$16.8

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $16.8 (100%)

Cash / Self-Pay: $223 (1327%)

Insurance Median: $98 (583%)

Cash: $223 (1327% of Medicare)

Ins. Median: $98 (583% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $16.8 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 583% of the Medicare baseline (a markup of 483%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$25 - $98	149%
Oxford	$25	149%
Aetna	$46 - $223	274%
Mvp	$71	423%
Mvp Hmo/Ppo	$84	500%
Medicare (plans)	$98 - $147	583%
Hamaspik (McR)	$98	583%
Mvp Gold (McR)	$98	583%
Blue Cross Blue Shield	$98 - $132	583%
Affinity By Molina McR	$103	613%
Cdphp	$108	643%
Emblem Ghi/Hip Ppo/Cbp	$138	821%
Mvp Exchange	$145	863%
Emblem Select Care (Exchange)	$152	905%
Oxford Exchange	$156	929%
Magnacare Standard	$156	929%
Todays Options	$162	964%
Emblem Ghi/Hip Hmo/Epo/Pos	$178	1060%
Multiplan	$183	1089%
First Health	$201	1196%
Magnacare Preferred	$881	5244%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $223.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84443.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Margaretville Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84443.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.