Cataract surgery with lens implant
Facility: Physicians Care Surgical Hospital
Billing Code: 66984 (CPT)
- CPT Billing Code: 66984
- Insurance Median: $6,696
- Cash Discount Price: $6,160
- vs. Medicare Baseline: 2.84x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $2,357.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 284% of the Medicare baseline (a markup of 184%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Keystone First Healthplan | $900 - $2,850 | 38% |
| Keystone First Vip Choice | $900 - $2,850 | 38% |
| Medicaid / KanCare | $900 - $2,850 | 38% |
| PA Health and Wellness | $900 - $2,850 | 38% |
| Straight Access | $900 - $2,850 | 38% |
| Keystone First | $900 - $2,850 | 38% |
| Tricare | $1,318 - $12,772 | 56% |
| Humana | $1,318 - $12,772 | 56% |
| Connecticare | $2,109 - $19,575 | 89% |
| Gpm Health and Life Insurance Mc Supplement | $2,628 - $12,772 | 111% |
| UnitedHealthcare | $2,628 - $27,099 | 111% |
| Aetna | $2,628 - $23,230 | 111% |
| Ibc Security 65 | $2,628 - $12,363 | 111% |
| Unified Health Services | $2,628 - $12,772 | 111% |
| Devon Health Services | $2,628 - $12,772 | 111% |
| Pcsh Aarp | $2,628 - $12,772 | 111% |
| Shenandoah Life | $2,628 - $12,772 | 111% |
| Medicare (plans) | $2,628 - $12,772 | 111% |
| Cigna | $2,628 - $18,977 | 111% |
| Aarp | $2,628 - $12,772 | 111% |
| Blue Cross Blue Shield | $2,628 - $23,941 | 111% |
| Keystone 65 HMO | $2,628 - $12,772 | 111% |
| Vibra Health Plan | $2,628 - $12,772 | 111% |
| Personal Choice 65 | $2,628 - $12,363 | 111% |
| Ibc - Local | $2,838 - $18,753 | 120% |
| Keystone HMO | $2,838 - $18,753 | 120% |
| Independence Bc | $2,838 - $18,753 | 120% |
| Independence Federal | $2,838 - $18,753 | 120% |
| Carefirst Administrators | $2,838 - $18,753 | 120% |
| Horizon of New Jersey | $2,838 - $18,753 | 120% |
| Ibc 2021 | $2,838 - $18,753 | 120% |
| Personal Choice | $2,838 - $18,753 | 120% |
| Regence Blue Shield | $2,838 - $18,753 | 120% |
| Pcsh Ibc | $2,838 - $18,753 | 120% |
| Amerihealth Administrators | $2,838 - $18,753 | 120% |
| Keystone Healthplan East | $2,838 - $18,753 | 120% |
| Ibc Local | $2,838 - $18,753 | 120% |
| Amerihealth New Jersey HMO | $2,838 - $18,753 | 120% |
| Independence Administrators | $2,838 - $18,753 | 120% |
| Keystone Direct POS | $2,838 - $18,753 | 120% |
| Empire Plan | $2,838 - $18,753 | 120% |
| Ibc | $2,838 - $18,753 | 120% |
| UPMC | $3,448 - $19,295 | 146% |
| Loomis | $3,694 - $18,977 | 157% |
| Health Partners | $3,694 - $18,977 | 157% |
| Apwu | $3,694 - $18,977 | 157% |
| Cwi Benefits | $3,694 - $18,977 | 157% |
| Nalc Health | $3,694 - $18,977 | 157% |
| Freedom Life Insurance Company | $3,694 - $18,977 | 157% |
| Sana Benefits | $3,694 - $18,977 | 157% |
| Healthgram | $3,694 - $18,977 | 157% |
| Highmark | $4,110 - $23,941 | 174% |
| Oxford Life Insurance Company | $5,575 - $27,099 | 236% |
| Oxford Health Plan | $5,575 - $27,099 | 236% |
| Golden Rule Op | $5,575 - $27,099 | 236% |
| Surest | $5,575 - $27,099 | 236% |
| Allsavers | $5,575 - $27,099 | 236% |
| Central PA Teamsters | $6,501 - $21,231 | 276% |
| Marpai Health | $6,696 - $23,230 | 284% |
| Coventry | $6,696 - $23,230 | 284% |
| Allied Benefit Systems | $6,696 - $23,230 | 284% |
| Trustmark | $6,696 - $23,230 | 284% |
| Lucent Health | $6,696 - $23,230 | 284% |
| Healthez | $6,696 - $23,230 | 284% |
| Premier Care Network | $6,696 - $23,230 | 284% |
| Meritain Health | $6,696 - $23,230 | 284% |
| Allied Benefits Systems | $6,696 - $23,230 | 284% |
| Continental Benefits | $6,696 - $23,230 | 284% |
| Ag Administrators | $6,696 - $23,230 | 284% |
| Ag Administrators Inc | $6,696 - $23,230 | 284% |
| Geha | $6,696 - $23,230 | 284% |