Colonoscopy with biopsy
Facility: Physicians Care Surgical Hospital
Billing Code: 45380 (CPT)
- CPT Billing Code: 45380
- Insurance Median: $2,311
- Cash Discount Price: $5,542
- vs. Medicare Baseline: 1.89x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $1,222.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Tricare | $592 - $12,772 | 48% |
| Humana | $592 - $12,772 | 48% |
| Medicaid / KanCare | $900 - $2,850 | 74% |
| Keystone First Vip Choice | $900 - $2,850 | 74% |
| Keystone First Healthplan | $900 - $2,850 | 74% |
| Keystone First | $900 - $2,850 | 74% |
| Straight Access | $900 - $2,850 | 74% |
| PA Health and Wellness | $900 - $2,850 | 74% |
| Connecticare | $1,078 - $19,575 | 88% |
| UnitedHealthcare | $1,083 - $27,099 | 89% |
| Keystone 65 HMO | $1,083 - $12,772 | 89% |
| Personal Choice 65 | $1,083 - $12,363 | 89% |
| Aarp | $1,083 - $12,772 | 89% |
| Shenandoah Life | $1,083 - $12,772 | 89% |
| Unified Health Services | $1,083 - $12,772 | 89% |
| Devon Health Services | $1,083 - $12,772 | 89% |
| Ibc Security 65 | $1,083 - $12,363 | 89% |
| Cigna | $1,083 - $18,977 | 89% |
| Blue Cross Blue Shield | $1,083 - $23,941 | 89% |
| Vibra Health Plan | $1,083 - $12,772 | 89% |
| Medicare (plans) | $1,083 - $12,772 | 89% |
| Aetna | $1,083 - $23,230 | 89% |
| Pcsh Aarp | $1,083 - $12,772 | 89% |
| Gpm Health and Life Insurance Mc Supplement | $1,083 - $12,772 | 89% |
| Ibc Local | $1,170 - $18,753 | 96% |
| Independence Bc | $1,170 - $18,753 | 96% |
| Regence Blue Shield | $1,170 - $18,753 | 96% |
| Amerihealth Administrators | $1,170 - $18,753 | 96% |
| Independence Administrators | $1,170 - $18,753 | 96% |
| Carefirst Administrators | $1,170 - $18,753 | 96% |
| Independence Federal | $1,170 - $18,753 | 96% |
| Pcsh Ibc | $1,170 - $18,753 | 96% |
| Personal Choice | $1,170 - $18,753 | 96% |
| Keystone Direct POS | $1,170 - $18,753 | 96% |
| Horizon of New Jersey | $1,170 - $18,753 | 96% |
| Ibc - Local | $1,170 - $18,753 | 96% |
| Ibc | $1,170 - $18,753 | 96% |
| Keystone Healthplan East | $1,170 - $18,753 | 96% |
| Ibc 2021 | $1,170 - $18,753 | 96% |
| Empire Plan | $1,170 - $18,753 | 96% |
| Amerihealth New Jersey HMO | $1,170 - $18,753 | 96% |
| Keystone HMO | $1,170 - $18,753 | 96% |
| UPMC | $2,069 - $19,295 | 169% |
| Highmark | $2,081 - $23,941 | 170% |
| Healthgram | $2,217 - $18,977 | 181% |
| Nalc Health | $2,217 - $18,977 | 181% |
| Loomis | $2,217 - $18,977 | 181% |
| Freedom Life Insurance Company | $2,217 - $18,977 | 181% |
| Sana Benefits | $2,217 - $18,977 | 181% |
| Apwu | $2,217 - $18,977 | 181% |
| Cwi Benefits | $2,217 - $18,977 | 181% |
| Health Partners | $2,217 - $18,977 | 181% |
| Central PA Teamsters | $2,243 - $21,231 | 183% |
| Surest | $2,298 - $27,099 | 188% |
| Allsavers | $2,298 - $27,099 | 188% |
| Oxford Life Insurance Company | $2,298 - $27,099 | 188% |
| Oxford Health Plan | $2,298 - $27,099 | 188% |
| Golden Rule Op | $2,298 - $27,099 | 188% |
| Allied Benefits Systems | $2,311 - $23,230 | 189% |
| Coventry | $2,311 - $23,230 | 189% |
| Marpai Health | $2,311 - $23,230 | 189% |
| Ag Administrators | $2,311 - $23,230 | 189% |
| Lucent Health | $2,311 - $23,230 | 189% |
| Geha | $2,311 - $23,230 | 189% |
| Allied Benefit Systems | $2,311 - $23,230 | 189% |
| Healthez | $2,311 - $23,230 | 189% |
| Ag Administrators Inc | $2,311 - $23,230 | 189% |
| Meritain Health | $2,311 - $23,230 | 189% |
| Continental Benefits | $2,311 - $23,230 | 189% |
| Premier Care Network | $2,311 - $23,230 | 189% |
| Trustmark | $2,311 - $23,230 | 189% |