MRI, lower back (no contrast)
Facility: Physicians Care Surgical Hospital
Billing Code: 72148 (CPT)
- CPT Billing Code: 72148
- Insurance Median: $427
- Cash Discount Price: $316
- vs. Medicare Baseline: 1.75x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Connecticare | $254 | 104% |
| Personal Choice 65 | $395 | 162% |
| Cigna | $395 | 162% |
| Aetna | $395 - $2,072 | 162% |
| UnitedHealthcare | $395 - $839 | 162% |
| Medicare (plans) | $395 | 162% |
| Tricare | $395 | 162% |
| Ibc Security 65 | $395 | 162% |
| Devon Health Services | $395 | 162% |
| Blue Cross Blue Shield | $395 - $432 | 162% |
| Keystone 65 HMO | $395 | 162% |
| Gpm Health and Life Insurance Mc Supplement | $395 | 162% |
| Unified Health Services | $395 | 162% |
| Shenandoah Life | $395 | 162% |
| Aarp | $395 | 162% |
| Vibra Health Plan | $395 | 162% |
| Pcsh Aarp | $395 | 162% |
| Humana | $395 | 162% |
| Amerihealth New Jersey HMO | $427 | 175% |
| Independence Bc | $427 | 175% |
| Keystone Healthplan East | $427 | 175% |
| Ibc Local | $427 | 175% |
| Amerihealth Administrators | $427 | 175% |
| Ibc - Local | $427 | 175% |
| Ibc | $427 | 175% |
| Keystone Direct POS | $427 | 175% |
| Horizon of New Jersey | $427 | 175% |
| Carefirst Administrators | $427 | 175% |
| Independence Administrators | $427 | 175% |
| Independence Federal | $427 | 175% |
| Keystone HMO | $427 | 175% |
| Pcsh Ibc | $427 | 175% |
| Personal Choice | $427 | 175% |
| Ibc 2021 | $427 | 175% |
| Empire Plan | $427 | 175% |
| Regence Blue Shield | $427 | 175% |
| Highmark | $432 | 177% |
| Oxford Health Plan | $839 | 344% |
| Surest | $839 | 344% |
| Oxford Life Insurance Company | $839 | 344% |
| Allsavers | $839 | 344% |
| Golden Rule Op | $839 | 344% |
| Coventry | $2,072 | 850% |
| Allied Benefit Systems | $2,072 | 850% |
| Premier Care Network | $2,072 | 850% |
| Marpai Health | $2,072 | 850% |
| Trustmark | $2,072 | 850% |
| Healthez | $2,072 | 850% |
| Ag Administrators Inc | $2,072 | 850% |
| Geha | $2,072 | 850% |
| Meritain Health | $2,072 | 850% |
| Ag Administrators | $2,072 | 850% |
| Allied Benefits Systems | $2,072 | 850% |
| Continental Benefits | $2,072 | 850% |
| Lucent Health | $2,072 | 850% |