Sleep study (overnight, in lab)
Facility: Physicians Care Surgical Hospital
Billing Code: 95810 (CPT)
- CPT Billing Code: 95810
- Insurance Median: $502
- Cash Discount Price: $372
- vs. Medicare Baseline: 0.57x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Unified Health Services | $465 | 53% |
| Tricare | $465 | 53% |
| Devon Health Services | $465 | 53% |
| Humana | $465 | 53% |
| Shenandoah Life | $465 | 53% |
| Medicare (plans) | $465 | 53% |
| Aetna | $465 - $1,960 | 53% |
| Gpm Health and Life Insurance Mc Supplement | $465 | 53% |
| Ibc Security 65 | $465 | 53% |
| Cigna | $465 | 53% |
| Aarp | $465 | 53% |
| Keystone 65 HMO | $465 | 53% |
| Personal Choice 65 | $465 | 53% |
| Blue Cross Blue Shield | $465 - $1,844 | 53% |
| Vibra Health Plan | $465 | 53% |
| Pcsh Aarp | $465 | 53% |
| UnitedHealthcare | $465 - $986 | 53% |
| Keystone HMO | $502 | 57% |
| Empire Plan | $502 | 57% |
| Keystone Healthplan East | $502 | 57% |
| Ibc 2021 | $502 | 57% |
| Regence Blue Shield | $502 | 57% |
| Pcsh Ibc | $502 | 57% |
| Independence Federal | $502 | 57% |
| Carefirst Administrators | $502 | 57% |
| Amerihealth New Jersey HMO | $502 | 57% |
| Personal Choice | $502 | 57% |
| Ibc Local | $502 | 57% |
| Ibc - Local | $502 | 57% |
| Ibc | $502 | 57% |
| Independence Bc | $502 | 57% |
| Horizon of New Jersey | $502 | 57% |
| Independence Administrators | $502 | 57% |
| Keystone Direct POS | $502 | 57% |
| Amerihealth Administrators | $502 | 57% |
| Golden Rule Op | $986 | 112% |
| Surest | $986 | 112% |
| Oxford Life Insurance Company | $986 | 112% |
| Oxford Health Plan | $986 | 112% |
| Allsavers | $986 | 112% |
| Connecticare | $1,004 | 114% |
| Highmark | $1,844 | 210% |
| Meritain Health | $1,960 | 223% |
| Allied Benefits Systems | $1,960 | 223% |
| Marpai Health | $1,960 | 223% |
| Healthez | $1,960 | 223% |
| Ag Administrators Inc | $1,960 | 223% |
| Coventry | $1,960 | 223% |
| Premier Care Network | $1,960 | 223% |
| Lucent Health | $1,960 | 223% |
| Continental Benefits | $1,960 | 223% |
| Ag Administrators | $1,960 | 223% |
| Trustmark | $1,960 | 223% |
| Allied Benefit Systems | $1,960 | 223% |
| Geha | $1,960 | 223% |