CMS Price Transparency Data

CT scan, lower back (lumbar spine)

Facility: Memorial Hermann Houston Physicians Hospital

Billing Code: 72131 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72131
Insurance Median: $131
Cash Discount Price: $1,505
vs. Medicare Baseline: 1.23x Medicare

The contracted insurance negotiated median rate for a CT scan, lower back (lumbar spine) at Memorial Hermann Houston Physicians Hospital is $131. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,505. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 1.23x the Medicare baseline. Located in 333 N Texas Avenue, Suite 1000, Webster, TX.

Cash / Self-Pay

$1,505

Average discount available for prompt cash payment at this facility.

Insurance Median

$131

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $1,505 (1409%)

Insurance Median: $131 (123%)

Cash: $1,505 (1409% of Medicare)

Ins. Median: $131 (123% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
United Teachers Association	$107	100%
Blue Cross Blue Shield	$107 - $117	100%
Texan Plus	$107	100%
Medicare (plans)	$107	100%
UnitedHealthcare	$107 - $117	100%
Advantra Freedom	$107	100%
Coventry Health Care - McR	$107	100%
Unicare-McR Replacement	$107	100%
Wellcare	$107	100%
Gpa	$107	100%
Aetna	$107 - $37,282	100%
Health Spring	$107	100%
Devoted Health	$107 - $827	100%
Pffs	$107	100%
Cigna	$107 - $44,483	100%
Humana	$107 - $117	100%
Banker Life and Casualty	$107	100%
Kelseycare Advantage	$107	100%
Aarp	$107	100%
Kelsey-Seybold	$107	100%
Tricare	$107 - $1,033	100%
Advantra Freedom McR Replace	$107	100%
Texas Health Spring	$117	110%
Other	$117	110%
Champva	$117	110%
American National Insurance	$2,893	2709%
Health Smart	$2,893	2709%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,505.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72131.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Hermann Houston Physicians Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72131.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.